'Hazard'
[hazard.n.01] as in: a source of danger; a possibility of incurring loss or misfortune

Examples:
drinking alcohol is a health hazard


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'Hazard'
[luck.n.02] as in: an unknown and unpredictable phenomenon that causes an event to result one way rather than another

Examples:
bad luck caused his downfall
we ran into each other by pure chance


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'Hazard'
[hazard.n.03] as in: an obstacle on a golf course


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'Hazard'
[guess.v.02] as in: put forward, of a guess, in spite of possible refutation

Examples:
I am guessing that the price of real estate will rise again
I cannot pretend to say that you are wrong


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'Hazard'
[venture.v.03] as in: put at risk

Examples:
I will stake my good reputation for this


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risk, act
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'Hazard'
[gamble.v.01] as in: take a risk in the hope of a favorable outcome

Examples:
When you buy these stocks you are gambling


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