owed

'owed'

[owe.v.01] as in: be obliged to pay or repay

'owed'

[owe.v.02] as in: be indebted to, in an abstract or intellectual sense

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Examples:
This new theory owes much to Einstein's Relativity Theory

'owed'

[owe.v.03] as in: be in debt

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Examples:
She owes me $200
I still owe for the car
The thesis owes much to his adviser